Rick Andersen and Jack Cuddihy began their partnership at HSBC Bank locations in Dunkirk, Gowanda, and Westfield.  It was during this time that they recognized the strengths each brought to the table and that clients valued this distinct partnership.


Andersen Cuddihy Inc. formed when local HSBC bank branches were sold, and Jack and Rick decided to continue their partnership at 3780 Eagle St. in Fredonia


Andersen Cuddihy, Inc. partnered with Community Investment Services which allowed the firm to offer financial services to the Gowanda, NY branch while remaining an independent practice


Community Bank branches at Dunkirk Vineyard Drive location, and Cassadaga were added to the firm’s bank coverage


Andersen Cuddihy hired its first employee, Sharon Bottita, as part time Office Manager


The firm purchased 40 Norton Place in Fredonia and moved its main office there


To better serve their growing practice, Andersen Cuddihy hired two full-time employees: Office Manager Angie Thomas and Client Relationship Manager Lorie Runge.  Previous Office Manager Sharon Bottita retired.  Also, Andersen Cuddihy began coverage of the Community Bank Orchard Park branch.


Rick & Jack work with several local key professionals, including accountants, estate planning attorneys, and insurance professionals to add to the level of expertise and service offered to their clients. From the beginning of their partnership at HSBC through the changes of more than a decade of practice together, Rick and Jack have earned a reputation for honesty, integrity, and solid financial advice.